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Professional Insurance Condition Reports Sydney

Insurance Condition Reports Sydney

Protect your policy, reduce premiums risk, and resolve claims faster. Our insurer-ready condition reports document the true state of your building with clear evidence, risk ratings, and practical recommendations—across most NCC building classes (Class 1–10a).

Call Us Now(02) 8593 8983
All our inspectors are licensed builders
Same-Day Reports Available
Underwriting-Grade Assessment
Building Condition Assessment

What's Included in Your Insurance Condition Report

Our comprehensive, insurer-focused reports deliver clear documentation, photographic evidence, and a concise risk profile tailored for underwriting, renewals, and claims.

Insurer-Focused Building Assessment
End-to-end evaluation of the structure, building envelope, internal areas, and site risks relevant to insurance (pre-loss, renewal, or post-loss).
Defect & Risk Register (with Priority Ratings)
Itemised defects and maintenance issues with likelihood/impact notes and recommended timeframes (urgent / 0–3 months / 3–12 months / 12+ months).
Structure & Envelope
Visible foundations, walls, roof covering/flashings, gutters/downpipes, windows/doors, balconies/planter boxes, waterproofing indicators, and settlement/cracking observations.
Water Ingress & Services
Moisture mapping, bathrooms/wet areas, subfloor/basement observations, roof drainage, stormwater; visible plumbing, electrical switchgear (visual), HVAC/condensate routing (visual).
Operational & Business Interruption Notes
Observations that may elevate claim severity: critical plant location, leak paths over switchboards/servers, single-point-of-failure services, unsecured façade elements, etc.
Exposure Review (Site & Location)
Contextual notes on flood/bushfire/coastal exposure indicators, overland flow paths, tree risks, retaining walls, neighbouring construction impacts (where evident).
Photographic Evidence
Clear, dated, high-resolution photos with annotated callouts for each defect or risk item.
Optional Add-Ons
Thermal imaging, drone roof scan, intrusive leak testing, moisture profiling report, cost ranges/quotes coordination, replacement cost estimate via partner Quantity Surveyor.
Building Classes We Cover

Comprehensive Coverage Across All Building Types

We provide insurance condition reports for most NCC building classes, ensuring comprehensive coverage for your property portfolio.

Class 1a/1b dwellings & townhouses
Class 2 apartments
Class 3 boarding/hostel
Class 4 residence in a commercial building
Class 5 offices
Class 6 retail/restaurant
Class 7a carparks & 7b warehouses
Class 8 factories/labs/workshops
Class 9a health & 9b assembly buildings (by arrangement)

Note: Hazardous/regulated industrial uses by prior agreement.

Why Choose Our Insurance Condition Reports

Professional, Insurer-Ready Documentation You Can Trust

Our insurance condition reports provide neutral, evidence-based documentation that insurers trust for underwriting, renewals, and claim support. With licensed building inspectors and comprehensive risk assessment, we deliver reports that protect your policy and reduce premium risk.

Basic or Comprehensive property condition documentation
Professional photographic evidence & annotations
Neutral third-party assessment for fair, defensible outcomes
Supports underwriting, renewals, and claim decisions
Actionable maintenance planning to reduce loss likelihood
Same-day or next-day report delivery available
Experienced, licensed building inspectors
Underwriting-Grade Assessment
Claims-Ready Evidence
Same-Day Reports Available
Neutral Third-Party Documentation
Professional building inspector conducting insurance condition assessment in Sydney
Assessment Process

How Our Insurance Condition Assessment Works

Our systematic insurance condition assessment process combines professional expertise with insurer-focused documentation to deliver comprehensive risk evaluation and actionable recommendations.

1

Brief & Scope

We confirm your purpose (pre-loss/renewal/post-loss), insurer/broker requirements, building class, access, and any known issues.

2

Site Inspection

Systematic, non-destructive inspection of structure, envelope, internals, services (visual), roof/external areas (safe access), and risk exposures.

3

Documentation & Risk Ratings

Defects and risks documented with photos, concise descriptions, severity/priority ratings, and practical recommendations.

4

Report Delivery & Debrief

Insurer-ready PDF with photographic annexures. Optional call to walk stakeholders through findings and next steps.

Frequently Asked Questions

Insurance Condition Report FAQs

Get answers to the most common questions about our professional insurance condition report service.

Ready to Protect Your Property Investment?

Whether you're buying your first home or investing in property, our professional inspection services provide the peace of mind you need. Contact us today for a comprehensive building inspection and make informed decisions with confidence.

(02) 8593 8983
info@thesheriff.com.au
134 The Grand Parade, Brighton-Le-Sands NSW 2216
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02 8959 7284

Email Us

info@thesheriff.com.au

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134 The Grand Parade
Brighton-Le-Sands NSW 2216

The Sheriff Building Inspections Logo

The Sheriff Building Inspections is Sydney's trusted name in building and pest inspections. We deliver clear, detailed reports within 24 hours for buyers, sellers, and owner-builders. Services include pre-purchase inspections, new build stage reports, handovers, thermal imaging, and drone roof scans. Fully insured and compliant with AS 4349 standards.

Contact Us

  • 02 8593 8983

    Monday-Saturday

  • info@thesheriff.com.au

    24/7 Online Support

  • 134 The Grand Parade

    Brighton-Le-Sands NSW 2216

  • Business Hours

    Mon-Fri: 7:00am-6:00pm

    Saturday: 8:00am-4:30pm

Our Services

  • Stage Inspections
  • Dilapidation Reports
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Service Areas

  • Western Suburbs
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  • Inner West
  • 60km radius coverage

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Disclaimer

The Sheriff Building Inspections is a registered business name of The Sheriff Building Group Pty Ltd, providing building inspection services only. We are not a government authority, law enforcement agency, or public officer, and we do not perform any duties associated with a sheriff's office. The term "Sheriff" is used purely as part of our brand identity.

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